228 loan Things To Know Before You Buy
228 loan Things To Know Before You Buy
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(two) A retail lending assessment spot may not increase outside of a Condition boundary Except if the retail lending assessment location is made up of counties in a very multistate MSA.
(one) Any information relating to a lender's institutional capacity or constraints, including the measurement and monetary condition with the financial institution, protection and soundness limits, or some other financial institution-unique elements that drastically influence the bank's capacity to supply retail lending, retail banking companies and retail banking merchandise, Neighborhood progress loans, Local community advancement investments, or Local community enhancement solutions;
답변. 네이버 모바일 버전은 스마트폰 또는 태블릿에서 웹 브라우저를 통해 접속할 수 있습니다.
The Board considers the utilization of a lender's deposit products conscious of the requires of small- and moderate-revenue men and women, households, or households based on the following information:
To develop supporting conclusions for borrower distributions of closed-close house house loan loans, small small business loans, and modest farm loans, the Board evaluates the lender's efficiency by comparing the Borrower Financial institution Metric to performance ranges, determined by the Borrower Market place Benchmark, Borrower Neighborhood Benchmark, and multipliers, as described in paragraphs V.d and V.e of appendix A to this component.
(i) An intermediate bank's Group advancement performance is evaluated pursuant to the following standards:
. The bank should contain the composed see in the public file inside a few business days soon after receiving notification in the FFIEC of The supply in the disclosure statement.
A lender will have to present in the public spot of its principal Office environment and each of its branches the suitable public recognize established forth in appendix F to this aspect. Just a branch of a bank obtaining multiple facility-based assessment spot ought to contain the bracketed materials in the recognize for branch places of work.
implies a closed-close home house loan loan or an open-conclude property house loan loan as these conditions are defined Within this segment.
모바일 웹 브라우저(크롬, 사파리 등)에서 ""을 주소창에 입력하면 네이버 모바일 웹 페이지로 이동합니다.
The Board considers the weighted normal from the general performance scores corresponding to the lender's Community Advancement Companies Check conclusions for its get more info facility-based assessment places in a Point out, multistate MSA, or maybe the establishment pursuant to area IV of appendix B to this component.
For each important products line, a Borrower Neighborhood Benchmark, calculated pursuant to paragraph IV.c of appendix A to this component for facility-dependent assessment parts and retail lending assessment areas, and paragraph IV.e of appendix A to this section for out of doors retail lending places.
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